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INTEREST RATES For Deposits
Rate of Interest for Deposits. |
|
Period |
Interest |
| 7 days to 45 days | 3.75% |
| 46 Days to 90 Days | 4.50% |
| 91 Days to 180 days | 5.75% |
| 181 Days to 364 days | 6.25% |
| 1 year and above less than 3 Years | 7.75% |
| 3 years and above less than 5 years | 8.00% |
| 5 years and above to 10 years | 6.50% |
S.B. A/c (on daily balance of all accounts ) |
3.00% |
Balance above Rs.l lakh - SB Individual & SB Institution |
4.00% |
For Senior Citizens /Societies/ Women’s /Service man 'Ex-Service Man (inclusive of 0.50% additional interest) |
|
Period |
Interest |
| 7 days to 45 days | - |
| 46 Days to 90 Days | - |
| 91 Days to 180 days | 6.25% |
| 181 Days to 364 days | 6.75% |
| 1 year and above less than 3 Years | 8.25% |
| 3 year and above less than 5 Years | 8.50% |
| 5 years and above to 10 years | 7.00% |
Penalty rate of interest at 1% will be levied in case of premature withdrawal/ re-investment of Deposits.
The Maximum period of Mangala Cash Certificate is restricted up to 3 years only
Special Scheme till 30-06-2026
- For Societies and Institutions : 9% for Fresh Fixed Deposits of Rs. 1 Crore and above for a period of 2 years and above less than 5 years (for fixed deposits only) - No additional interest will be given
- For Individual : 9% for deposits of Rs. 25 lakhs and above for a period of 3 years and above less than 5 years (for fixed deposits only) - No additional interest will be given

