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INTEREST RATES For Deposits

Rate of Interest for Deposits.
Period
Interest
  7 days to 45 days 3.75%
  46 Days to 90 Days 4.50%
  91 Days to 180 days 5.75%
  181 Days to 364 days 6.25%
  1 year and above less than 3 Years 7.75%
  3 years and above less than 5 years 8.00%
  5 years and above to 10 years 6.50%

  S.B. A/c (on daily balance of all accounts )

3.00%

  Balance above Rs.l lakh - SB Individual & SB Institution

4.00%

For Senior Citizens /Societies/ Women’s /Service man 'Ex-Service Man (inclusive of 0.50% additional interest)
Period
Interest
  7 days to 45 days -
  46 Days to 90 Days -
  91 Days to 180 days 6.25%
  181 Days to 364 days 6.75%
  1 year and above less than 3 Years 8.25%
  3 year and above less than 5 Years

8.50%

  5 years and above to 10 years 7.00%

Penalty rate of interest at 1% will be levied in case of premature withdrawal/ re-investment of Deposits.

The Maximum period of Mangala Cash Certificate is restricted up to 3 years only

Special Scheme till 30-06-2026

  • For Societies and Institutions : 9% for Fresh Fixed Deposits of Rs. 1 Crore and above for a period of 2 years and above less than 5 years (for fixed deposits only) - No additional interest will be given
  • For Individual : 9% for deposits of Rs. 25 lakhs and above for a period of 3 years and above less than 5 years (for fixed deposits only) - No additional interest will be given